Pay & TaxSalary Tax Calculator
Enter a monthly gross salary and see take-home pay, monthly TDS and total employer cost under the FY 2083/84 tax slabs, for SSF, PF + CIT or CIT only.
Monthly breakdown
Show tax slab breakdown
| Annual taxable band (NPR) | Rate | Income in band | Tax |
|---|---|---|---|
| Annual tax | 0 | ||
| System | Your deduction | TDS | Take-home | Employer cost |
|---|
How it's calculated From gross salary to monthly TDS
The same four steps payroll follows each month.
1. Split gross
Gross is divided into basic and allowances. Statutory contributions are worked out on basic only.
2. Contributions
SSF: 11% employee + 20% employer. PF: 10% + 10%. CIT is voluntary and set by the employee.
3. Taxable income
Retirement contributions are deducted, capped at the lowest of the actual amount, NPR 5,00,000 or one-third of income.
4. Monthly TDS
Tax on the annual taxable income is calculated band by band, then divided by 12 for monthly withholding.
Tax slabs, FY 2083/84 (resident individual)
One unified schedule now applies; there are no separate single and married tables.
| Annual taxable income (NPR) | PF + CIT / CIT only | SSF |
|---|---|---|
| Up to 10,00,000 | 1% | 0% |
| 10,00,001 – 15,00,000 | 10% | 10% |
| 15,00,001 – 25,00,000 | 20% | 20% |
| 25,00,001 – 40,00,000 | 27% | 27% |
| Above 40,00,000 | 29% | 29% |
Why SSF can mean zero tax
The 1% on the first band is the Social Security Tax. SSF contributors are exempt from it, so an employee on SSF whose taxable income stays within NPR 10 lakh pays no TDS at all.
Under PF + CIT or CIT only, that 1% still applies from the first rupee.
FAQs Frequently asked questions
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